Appraised at $875,000, THIS HOME is ready to welcome its next owners with $75,000 IN EQUITY FROM DAY ONE! Discover the ultimate blend of luxury and LAKEFRONT LIVING at 1168 Peninsula Drive, located directly on the shores of LAKE MURRAY. This beautiful property offers the rare convenience of a DEEDED SHARED DOCK, granting easy access for boating, fishing, and swimming—perfect for embracing the lake lifestyle. Expansive floor-to-ceiling windows fill the home with natural light, highlighting the open living area where REAL HARDWOOD FLOORS create a seamless flow throughout. Adjacent, the renovated kitchen shines with QUARTZ COUNTERTOPS and a tile backsplash, combining style and functionality to elevate everyday meals and entertaining. The owner’s suite provides a peaceful retreat with AUTOMATIC BLINDS for effortless privacy. Its LUXURIOUS en-suite bathroom features Yalsfowe black faucets with LED temperature displays, a touch-control mirror that defogs and adjusts light intensity, a smart toilet, and a walk-in shower with DUAL shower heads, plus a separate tub for complete relaxation. Two additional bedrooms, each equipped with a ceiling fan, share a full bathroom with a shower/tub combo. A half-bath with a SMART TOILET ensures added comfort for guests. The fully finished FROG (Finished Room Over Garage) offers extra space with central heating and cooling to ensure comfort throughout the seasons. Outside, the COVERED AND SCREENED back porch provides the perfect spot to unwind while enjoying the BEAUTIFUL LAKE VIEW. The landscaped front yard adds curb appeal, while the backyard leads directly to the shoreline, enhancing the connection between the home and nature. This home is not only beautiful but practical, with washer and dryer connections wired for electric or gas and a Tesla charging outlet already installed in the garage. Whether it becomes your personal retreat or year-round residence, this home offers a rare opportunity to enjoy Lake Murray’s charm with unmatched convenience. Appraised at $875,000, it’s ready to welcome its next owners with $75,000 IN EQUITY FROM DAY ONE!